If the Czech Republic has become your new home and you\u2019d like to give birth and raise a child here, then you should get to know the important information that we\u2019ve prepared for you in this article.<\/p>\n\n
Make sure to have health insurance at all times. We\u2019ll explain under what conditions will medical expenses related to pregnancy and childbirth be covered down below. <\/p>\n\n
If you\u2019ve got public health insurance, all pregnancy and childbirth medical expenses will be covered. However, this rule only applies to the health condition of the mother. You\u2019ll find details about the newborn\u2019s health insurance in the \u201cWhat to do after birth\u201d section. <\/p>\n\n
Whether the aforementioned medical expenses will be covered by your complex commercial insurance depends on the type of the insurance and meeting set conditions.<\/p>\n\n
A. \u2013 standard type<\/strong><\/em> \u2013 In the case of the standard type of complex commercial insurance, your pregnancy and childbirth expenses will only be covered after passing a so-called Waiting period. For pregnancy, the waiting period is 3 months (medical expenses will only be covered if at least 3 months have passed from the beginning of the health insurance contract to the date of conceiving). For childbirth, the waiting period is 8 months (medical expenses for childbirth will only be covered if at least 8 months have passed from the beginning of the health insurance contract to the date of the childbirth). <\/p>\n\n B. \u2013 special pregnancy package <\/strong><\/em>\u2013 If you opt for commercial medical insurance including a pregnancy package, you won\u2019t have to abide by any waiting period and the insurance company will cover all costs related to pregnancy and childbirth. However, the price of this type of complex commercial insurance is higher. <\/p>\n\n If you don\u2019t have any health insurance<\/strong> or your contracted health insurance type does not cover these expenses, you\u2019ll have to pay the medical expenses yourself. The prices range from tens to hundreds of thousands of crowns. <\/p>\n\n If you\u2019d like to learn more about health insurance in the Czech Republic (e.g. what type of health insurance are you eligible for, which insurance company to choose etc.), we\u2019d recommend reading our article about health insurance.<\/a><\/p>\n\nWhat to make sure of before childbirth?<\/h2>\n\n
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What to do after birth?<\/strong><\/h2>\n\n
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