3) Obligation to prove comprehensive health insurance cover
Starting from 2.8.2021, foreign nationals entering the Czech Republic and staying in its territory for more than 90 days have an obligation to take out commercial comprehensive health insurance within 90 days of entering the Czech Republic. From 2.8.2021 to 2.8.2026, this insurance may be taken out exclusively with Pojišťovna VZP, a.s.
This obligation does not apply to foreign nationals covered by the Czech public health insurance system, or whose health care is covered under an international agreement, or who hold a valid EHIC and GHIC health insurance card. Also, this obligation does not apply to EU citizens and their “close family members” (this concept is explained below).
The obligation to take out a comprehensive commercial health insurance does not apply to foreign nationals who arrive in the Czech Republic by or on August 1, 2021. In this case a document on travel medical insurance covering only the necessary and urgent care will be sufficient.
Foreign nationals who have been residing in the Czech Republic based on a long-term visa or long-term residence permit and who have purchased a travel medical insurance covering the necessary and urgent care, or who have purchased a comprehensive health insurance with a health insurance company other than Pojišťovna VZP, a.s. don’t need to change anything for now. The changes will apply to them only when they apply for renewal of their existing residence permit or in case they apply for a new residence permit. The same applies to foreign nationals who are so-called extended family members of a citizen of the European Union or the United Kingdom and who have already been granted or should be granted a temporary residence permit in accordance with the legal regulation valid until August 1, 2021.
If the application for a long-term visa or long-term residence permit is submitted to the Czech Republic’s representative office on or after 2.8.2021, the document on travel medical insurance must be submitted before the long-term visa (or long-term visa for the purpose of accepting residence permit) is indicated in the foreign national’s passport, as follows:
- a) covering the necessary and urgent care for the first 90 days of residence in the territory of the Czech Republic; for the remaining period of stay, they must also submit the document on comprehensive health insurance contracted with Pojišťovna VZP, a.s. (It can also be purchased online),
- b) or, the foreign national may directly submit the document on comprehensive health insurance contracted with Pojišťovna VZP, a.s. for the entire period of permitted stay in the territory of the Czech Republic (the insurance can be purchased online). The document on contracted comprehensive travel medical insurance with another insurance company in the Czech Republic may only be submitted if the insurance contract was executed on August 1, 2021 at the latest.
The applications for a long-term visa [s. 33(1)(c)] or extension of the long-term visa, as well as applications for issuance or extension of a long-term residence permit submitted to the Ministry of the Interior in the territory of the Czech Republic on and after 2.8.2021 can only be accompanied with the following documents a proof of travel medical insurance:
– insurance contract on comprehensive health insurance entered into with Pojišťovna VZP, a.s.
– insurance contract on comprehensive health insurance entered into with another insurance company active in the Czech Republic, yet only provided that the contract was executed on August 1, 2021 at the latest.
The same applies to foreign nationals who are so-called extended family members (this concept is explained below) of a citizen of the European Union or the United Kingdom and apply for a temporary residence permit from 2.8.2021.